Effective Date: January 1, 2025

Acceptance of Terms

By accessing or using PublicInsuranceAdjusterNearMe.com (“the Site”), you agree to these Terms of Use. If you do not agree, please do not use the Site.

Purpose of the Site

PublicInsuranceAdjusterNearMe.com is a directory and educational platform designed to connect property owners with licensed public adjusters and provide continuing education opportunities.

The Site is not an insurance company, law firm, or public adjusting firm, and does not directly represent policyholders.

Use of Directory Listings

• Directory listings are provided for informational purposes only.
• Users should independently verify the licensing and credentials of any listed adjuster.
• The Site does not guarantee outcomes, settlements, or performance of listed professionals.

Licensee Conduct

Public adjusters listed on this platform must:

• Maintain active state licenses and compliance with local insurance regulations.
• Adhere to the Code of Ethics.
• Avoid any fraudulent, misleading, or unethical conduct.

Violation may result in removal from the directory without refund.

Intellectual Property

All site content, trademarks, logos, and materials are the property of PublicInsuranceAdjusterNearMe.com or its licensors. Unauthorized reproduction or redistribution is prohibited.

Limitation of Liability

PublicInsuranceAdjusterNearMe.com shall not be liable for:

• Any damages or disputes arising between users and listed adjusters;
• Loss of data, business interruption, or indirect damages;
• Errors or omissions in directory listings.

Modifications

We may revise these Terms at any time without prior notice. Continued use of the Site constitutes acceptance of updated Terms.